As I began researching microfinance in Nairobi a months ago, I visited a dozen websites of Kenyan microfinance providers. Some of these lenders provide a detailed description of their loan products and lending terms, but rarely are loan contracts provided for public or client viewing.
Fortunately, I stumbled upon a unique tool on the website of U & I Microfinance Ltd that I think will help current and future microfinance borrowers. This microfinance lenders provide a loan calculator [1] on its website for clients to estimate loan costs.
On the website of U & I Microfinance Ltd, consumers will find a loan calculator that can be used to calculate their principle loan amount, interest rate and repayment period to learn an estimated total of the amount owed and monthly repayment amounts. I urge those interested in a microfinance loan to calculate the costs of borrowing before applying for a loan and/or signing a loan agreement.
You can find this tool at the following website:
http://www.uni-microfinance.co.ke/Loancalculator.html
[1] Please note that the calculator only provides an "indicative value" that may not be exact.
I tried this loan calculator once. It’s precise and accurate.
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